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统计每个平台活期、1个月、3个月、6个月、12个月等产品的收益利率以作参考。</p> <table><thead><tr><th style="text-align:left">序号</th> <th style="text-align:left">网贷平台</th> <th style="text-align:center">活期</th> <th style="text-align:center">1个月</th> <th style="text-align:center">3个月</th> <th style="text-align:center">6个月</th> <th style="text-align:center">12个月</th></tr></thead> <tbody><tr><td style="text-align:left">1</td> <td style="text-align:left">银行定期存款</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">1.35</td> <td style="text-align:center">1.55</td> <td style="text-align:center">1.75</td></tr> <tr><td style="text-align:left">2</td> <td style="text-align:left">银行理财</td> <td style="text-align:center">3.24</td> <td style="text-align:center">4.10</td> <td style="text-align:center">4.20</td> <td style="text-align:center">4.25</td> <td style="text-align:center">0</td></tr> <tr><td style="text-align:left">3</td> <td style="text-align:left">支付宝理财</td> <td style="text-align:center">2.49</td> <td style="text-align:center">4.33</td> <td style="text-align:center">4.11</td> <td style="text-align:center">4.59</td> <td style="text-align:center">0</td></tr> <tr><td style="text-align:left">4</td> <td style="text-align:left">微信理财通</td> <td style="text-align:center">3.18</td> <td style="text-align:center">3.52</td> <td style="text-align:center">4.20</td> <td style="text-align:center">4.33</td> <td style="text-align:center">5.45</td></tr> <tr><td style="text-align:left">5</td> <td style="text-align:left">百度钱包</td> <td style="text-align:center">4.10</td> <td style="text-align:center">4.25</td> <td style="text-align:center">4.65</td> <td style="text-align:center">4.85</td> <td style="text-align:center">0</td></tr> <tr><td style="text-align:left">6</td> <td style="text-align:left">小米金融</td> <td style="text-align:center">0</td> <td style="text-align:center">3.24</td> <td style="text-align:center">4.65</td> <td style="text-align:center">4.47</td> <td style="text-align:center">0</td></tr> <tr><td style="text-align:left">7</td> <td style="text-align:left">陆金所</td> <td style="text-align:center">3.66</td> <td style="text-align:center">4.16</td> <td style="text-align:center">0</td> <td style="text-align:center">4.46</td> <td style="text-align:center">0</td></tr> <tr><td style="text-align:left">8</td> <td style="text-align:left">宜人财富</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">5.0</td> <td style="text-align:center">5.5</td> <td style="text-align:center">8.5</td></tr> <tr><td style="text-align:left">9</td> <td style="text-align:left">悟空理财</td> <td style="text-align:center">0</td> <td style="text-align:center">4.5</td> <td style="text-align:center">5.5</td> <td style="text-align:center">7.5</td> <td style="text-align:center">9.0</td></tr> <tr><td style="text-align:left">10</td> <td style="text-align:left">桔子理财</td> <td style="text-align:center">0</td> <td style="text-align:center">5.5</td> <td style="text-align:center">6.03</td> <td style="text-align:center">7.1</td> <td style="text-align:center">8.29</td></tr> <tr><td style="text-align:left">11</td> <td style="text-align:left">拍拍贷财富</td> <td style="text-align:center">0</td> <td style="text-align:center">5</td> <td style="text-align:center">6</td> <td style="text-align:center">7</td> <td style="text-align:center">9</td></tr> <tr><td style="text-align:left">12</td> <td style="text-align:left">人人贷财富</td> <td style="text-align:center">0</td> <td style="text-align:center">5</td> <td style="text-align:center">6</td> <td style="text-align:center">7</td> <td style="text-align:center">8.8</td></tr> <tr><td style="text-align:left">13</td> <td style="text-align:left">随手记</td> <td style="text-align:center">0</td> <td style="text-align:center">5.8</td> <td style="text-align:center">6.5</td> <td style="text-align:center">7.8</td> <td style="text-align:center">8.8</td></tr> <tr><td style="text-align:left">14</td> <td style="text-align:left">铜板街</td> <td style="text-align:center">0</td> <td style="text-align:center">6</td> <td style="text-align:center">7.5</td> <td style="text-align:center">8</td> <td style="text-align:center">9.2</td></tr> <tr><td style="text-align:left">15</td> <td style="text-align:left">积木盒子</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">7.4</td> <td style="text-align:center">8.2</td> <td style="text-align:center">9.5</td></tr> <tr><td style="text-align:left">16</td> <td style="text-align:left">翼龙贷</td> <td style="text-align:center">0</td> <td style="text-align:center">6.5</td> <td style="text-align:center">8.3</td> <td style="text-align:center">9</td> <td style="text-align:center">10.4</td></tr> <tr><td style="text-align:left">17</td> <td style="text-align:left">有利网</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">7</td> <td style="text-align:center">8.5</td> <td style="text-align:center">11.5</td></tr> <tr><td style="text-align:left">18</td> <td style="text-align:left">投哪网</td> <td style="text-align:center">0</td> <td style="text-align:center">7</td> <td style="text-align:center">8.8</td> <td style="text-align:center">10.4</td> <td style="text-align:center">11.6</td></tr> <tr><td style="text-align:left">19</td> <td style="text-align:left">你我贷</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">10</td> <td style="text-align:center">11.6</td> <td style="text-align:center">11.9</td></tr> <tr><td style="text-align:left">20</td> <td style="text-align:left">金蛋理财</td> <td style="text-align:center">0</td> <td style="text-align:center">7.5</td> <td style="text-align:center">7.7</td> <td style="text-align:center">8.0</td> <td style="text-align:center">9.6</td></tr> <tr><td style="text-align:left">21</td> <td style="text-align:left">团贷网</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">0</td> <td style="text-align:center">10.5</td> <td style="text-align:center">12.5</td></tr> <tr><td style="text-align:left">22</td> <td style="text-align:left">PPmoney</td> <td style="text-align:center">0</td> <td style="text-align:center">9</td> <td style="text-align:center">10.5</td> <td style="text-align:center">12</td> <td style="text-align:center">12.2</td></tr> <tr><td style="text-align:left">23</td> <td style="text-align:left">红岭创投</td> <td style="text-align:center">0</td> <td style="text-align:center">11.36</td> <td style="text-align:center">11.6</td> <td style="text-align:center">0</td> <td style="text-align:center">11.8</td></tr></tbody></table> <p>说明：</p> <ol><li><p>银行定期存款、银行理财以招商银行为基准</p></li> <li><p>产品利率(%)：指的是年化利率，利率并非固定不变</p></li> <li><p>部分平台有加息活动，实际利率会更高</p></li> <li><p>部分平台产品紧俏，需要抢购，故未列举</p></li> <li><p>网贷平台一般都有新手标，利率较高，有的高达16%</p></li> <li><p>数据采集于11月18号，可能有少部分遗漏</p></li> <li><p>数据仅供参考，不构成任何投资建议</p></li> <li><p>收益越高风险越大，投资需谨慎</p></li></ol></div> <div class="page-edit"><div class="edit-link"><a href="https://gitee.com/cjm0/blog/edit/master/docs/page/list/money_rate.md" target="_blank" rel="noopener noreferrer">在 Gitee 上编辑此页</a> <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" x="0px" y="0px" viewBox="0 0 100 100" width="15" height="15" class="icon outbound"><path fill="currentColor" d="M18.8,85.1h56l0,0c2.2,0,4-1.8,4-4v-32h-8v28h-48v-48h28v-8h-32l0,0c-2.2,0-4,1.8-4,4v56C14.8,83.3,16.6,85.1,18.8,85.1z"></path> <polygon fill="currentColor" points="45.7,48.7 51.3,54.3 77.2,28.5 77.2,37.2 85.2,37.2 85.2,14.9 62.8,14.9 62.8,22.9 71.5,22.9"></polygon></svg></div> <!----></div> <!----> </div> <!----></div></div>
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